Felicia Campbell

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What Factors Drive Mortgage Loan Interest Rates?

By Felicia Campbell Realtor - August 04, 2025
For millions of Americans, buying a home represents the largest financial decision they'll ever make. At the heart of this decision lies a crucial number: the mortgage interest rate. This seemingly simple percentage plays a large part in whether your monthly mortgage payment is affordable or stretches your household's budget to its breaking point. So, the goal for most buyers is to try and secure

5 Roadblocks to Affordable Homeownership (Ways to Move Past Them)

By Felicia Campbell Realtor - April 01, 2025
5 Roadblocks to Affordable Homeownership (And Ways to Move Past Them) Dreaming of a new home but feeling priced out? You’re not alone! According to a recent survey by Bankrate, 78% of aspiring homebuyers cite affordability issues as their primary deterrent.1 According to data from the U.S. Census Bureau, home prices have risen around 32% since the pandemic, and elevated mortgage rates have caus

Top 4 Factors to Consider When Choosing Your Mortgage

By Felicia Campbell Realtor - August 04, 2024
Top 4 Factors to Consider When Choosing Your Mortgage With home prices and rates still relatively high, securing a mortgage can feel daunting––even to the most experienced borrowers. But don’t let that deter you: If other homebuyers’ experiences are any indication, odds are you’ll eventually find a home loan that works well for you. In fact, most U.S. homeowners say they’re satisfied with the

The Three Factors Affecting Home Affordability Today

By Felicia Campbell Realtor - May 01, 2023
The Three Factors Affecting Home Affordability Today There’s been a lot of focus on higher mortgage rates and how they’re creating affordability challenges for today’s homebuyers. It’s true that rates climbed dramatically since the record-low we saw during the pandemic. But home affordability is based on more than just mortgage rates – it’s determined by a combination of mortgage rates, home p

Take Advantage of Your Home Equity

By Felicia Campbell - September 30, 2022
Take Advantage of Your Home Equity: A Homeowner’s Guide Homeownership offers many advantages over renting, including a stable living environment, predictable monthly payments, and the freedom to make modifications. Neighborhoods with high rates of homeownership have less crime and more civic engagement. Additionally, studies show that homeowners are happier and healthier than renters, and their c

Three Real Estate Investments To Help Hedge Against Inflation

By Felicia Campbell - March 02, 2022
Hedge Against Inflation With These Three Real Estate Investment Types The annual inflation rate in the United States is currently around 7.5%—the highest it has been since 1982.1 It doesn’t matter if you’re a cashier, lawyer, plumber, or retiree; if you spend U.S. dollars, inflation impacts you. Economists expect the effects of inflation, like a higher cost of goods, to continue.2 Luckily, a

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